Lincolnton 704.732.1811 | Gastonia 704.862.6080 | Winston Salem 336.793.1503

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Umbrella Insurance

Umbrella insurance is often misunderstood. It is commonly referred to as extra liability insurance and protects you from various lawsuits and claims. It is one of the most effective ways to protect your assets as well as your financial future. It can provide you with the extra coverage that you need for other insurance policies, such as for your home, auto and boat. It kicks in when the liability of the other policy has been exhausted.

Umbrella coverage may provide financial help with:

– Various lawsuits

– Injuries

– Property damage

– Personal liability

Just because you have auto insurance, homeowners insurance, or some other kind of insurance, you are not always as protected as you think you are. If you go above the limits that are set within those policies, you would be responsible for that money – and it could ruin you financially.

If someone sues you for mental anguish, false arrest, libel, slander, or even a lawsuit because you are a landlord, umbrella insurance can be a policy that can save you from financial destruction. 

The policy can be used in a variety of different ways, therefore, being the umbrella that you need against anything. It provides peace of mind knowing that an accident or an incident won’t drain your bank account and your assets.

An umbrella insurance policy provides you with the extra protection so that going over the limit of another insurance policy is not the end of the world. Just as an umbrella helps you in the rain, umbrella insurance is going to help you when it starts to pour in a figurative sense.

Lincolnton NC Location

L&L Insurance Agency

110 Vandiver Dr. Lincolnton, NC 28092

Phone: (704) 732-1811

Office Hours:

Monday thru Friday 9am – 5:00pm

Gastonia NC Location

L&L Insurance Agency

365 N New Hope Rd #2, Gastonia, NC 28054

Phone:(704) 862-6080

Office Hours:

Monday thru Friday 9am – 5:00pm

Winston Salem, NC Location

L&L Insurance Agency

1001 S Marshall St, Winston Salem, NC 27101

Phone: (336) 793-1503

Office Hours:

Monday thru Friday 9am – 5:00pm

Gastonia NC Location

Gastonia Location

365 N New Hope Rd #2

Phone:(704) 862-6080

Lincolnton Location

L&L Insurance Agency

110 Vandiver Dr. Lincolnton, NC 28092

Phone: (704) 732-1811

Winston Salem Location

1001 S Marshall St, Winston Salem, NC 27101

Phone: (336) 793-1503

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