Renters insurance
Renters insurance
Even if the person who owns the building or home that you are staying in has insurance, you may need this kind of insurance to protect yourself.
Many people assume that home insurance covers you as a renter. The only thing that home insurance covers when you are the renter is the structure itself. If your mattress is damaged from a flood or there is a break-in and your valuables are stolen, the home insurance will not provide any benefit to you because you are not the homeowner.
Renters have rights, too. You may not own the property that you are living in, but that doesn’t mean you can’t protect what’s yours. All of your belongings have value and if something happens to the place that you are living in, you will want to be able to replace all of your belongings without reaching into your own pocket to do so.
There may be some instances where the homeowner or company would have to cover your losses, but it’s best to make sure you have a renters insurance policy in place to protect yourself.

Lincolnton NC Location
L&L Insurance Agency
110 Vandiver Dr. Lincolnton, NC 28092
Phone: (704) 732-1811
Office Hours:
Monday thru Friday 9am – 5:00pm

Gastonia NC Location
L&L Insurance Agency
365 N New Hope Rd #2, Gastonia, NC 28054
Phone:(704) 862-6080
Office Hours:
Monday thru Friday 9am – 5:00pm

Winston Salem, NC Location
L&L Insurance Agency
Phone: (336) 793-1505
Office Hours:
Monday thru Friday 9:00 am – 5:00 pm

Clinton, NC Location
L&L Insurance Agency
201-C Northeast Blvd, Clinton NC 28328
Phone: 910-240-3520
Fax: 910-240-4147
Office Hours:
Monday thru Friday 9:00 am – 5:00 pm
Gastonia NC Location
Gastonia Location
365 N New Hope Rd #2
Phone:(704) 862-6080
Lincolnton, NC Location
L&L Insurance Agency
110 Vandiver Dr. Lincolnton, NC 28092
Phone: (704) 732-1811
Winston Salem Location
1001 S Marshall St, Winston Salem, NC 27101
Phone: (336) 793-1503